Accepting Mobile Money on Your Website in Tanzania

For e-commerce and online billing in Tanzania, mobile money is not optional — it is the primary way customers pay. Integration typically works through a payment aggregator or direct operator APIs: your checkout collects the phone number, the customer approves the prompt on their phone, and your system confirms the transaction via webhook. Key considerations include reconciling transactions, handling timeouts gracefully, issuing receipts automatically and testing with small amounts before launch. Done well, mobile money checkout converts far better than bank transfer instructions.